Accessibility helpSkip to navigationSkip to contentSkip to footer
  • Sign In
  • Subscribe
Open side navigation menuOpen search bar
Financial Times
SubscribeSign In
  • Home
  • World
    Sections
    • World Home
    • Middle East war
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • War in Ukraine
    • Americas
    • Middle East & North Africa
    Most Read
    • The UK should press ahead with the inevitable on tax
    • Linda Yaccarino steps down as chief executive of X
    • Dutch pension funds set to sell €125bn of government bonds
    • Trump’s ‘intelligent’ copper tariffs will ‘wake people up’, says mining billionaire
    • Trump threatens to impose 50% tariff on Brazil
  • US
    Sections
    • US Home
    • US Economy
    • US Companies
    • US Politics & Policy
    Most Read
    • The UK should press ahead with the inevitable on tax
    • Linda Yaccarino steps down as chief executive of X
    • Trump’s ‘intelligent’ copper tariffs will ‘wake people up’, says mining billionaire
    • Trump threatens to impose 50% tariff on Brazil
    • Don’t believe the myth: Britain’s services have been hit hard by Brexit
  • Companies
    Sections
    • Companies Home
    • Energy
    • Financials
    • Health
    • Industrials
    • Media
    • Professional Services
    • Retail & Consumer
    • Tech Sector
    • Telecoms
    • Transport
    Most Read
    • Moët Hennessy sexual harassment case shines light on company’s culture
    • Linda Yaccarino steps down as chief executive of X
    • Dutch pension funds set to sell €125bn of government bonds
    • Europe just years away from uncrewed fighter jets, says defence start-up Helsing
    • Trump’s ‘intelligent’ copper tariffs will ‘wake people up’, says mining billionaire
  • Tech
    Sections
    • Tech Home
    • Artificial intelligence
    • Semiconductors
    • Cyber Security
    • Social Media
    Most Read
    • Linda Yaccarino steps down as chief executive of X
    • Europe just years away from uncrewed fighter jets, says defence start-up Helsing
    • Revolut in talks to raise new funding at $65bn valuation
    • Nvidia becomes first company to reach $4tn in market value
    • Musk’s Grok AI chatbot praises Hitler on X
  • Markets
    Sections
    • Markets Home
    • Alphaville
    • Markets Data
    • Crypto
    • Capital Markets
    • Commodities
    • Currencies
    • Equities
    • Monetary Policy Radar
    • Wealth Management
    • Moral Money
    • ETF Hub
    • Fund Management
    • Trading
    Most Read
    • The UK should press ahead with the inevitable on tax
    • Dutch pension funds set to sell €125bn of government bonds
    • Trump’s ‘intelligent’ copper tariffs will ‘wake people up’, says mining billionaire
    • Revolut in talks to raise new funding at $65bn valuation
    • Nvidia becomes first company to reach $4tn in market value
  • Climate
  • Opinion
    Sections
    • Opinion Home
    • Columnists
    • The FT View
    • The Big Read
    • Lex
    • Obituaries
    • Letters
    Most Read
    • The UK should press ahead with the inevitable on tax
    • Don’t believe the myth: Britain’s services have been hit hard by Brexit
    • Britain, France and the necessary relationship
    • Manchester prepares to welcome home Oasis
    • Why carmakers need to bring back buttons
  • Lex
  • Work & Careers
    Sections
    • Work & Careers Home
    • Business School Rankings
    • Business Education
    • Europe's Start-Up Hubs
    • Entrepreneurship
    • Recruitment
    • Business Books
    • Business Travel
    • Working It
    Most Read
    • Memo from Paris: Simon Kuper takes a dip in the Seine
    • TALA founder: ‘We weren’t going to make payroll — so I sold my car’
    • Networking hots up in the yoga studio
    • Hot tickets: the rise of London’s day-festival scene   
    • How to make work more fun
  • Life & Arts
    Sections
    • Life & Arts Home
    • Arts
    • Books
    • Food & Drink
    • FT Magazine
    • House & Home
    • Style
    • Puzzles
    • Travel
    • FT Globetrotter
    Most Read
    • Manchester prepares to welcome home Oasis
    • Why carmakers need to bring back buttons
    • Lululemon vs Costco: the fashion copycat fight
    • The law of unintended consequences strikes again
    • Memo from Paris: Simon Kuper takes a dip in the Seine
  • HTSI
MenuSearch
  • Home
  • World
  • US
  • Companies
  • Tech
  • Markets
  • Climate
  • Opinion
  • Lex
  • Work & Careers
  • Life & Arts
  • HTSI
Financial Times
SubscribeSign In

First-time buyers

  • Wednesday, 9 July, 2025
    UK property
    Reeves to launch permanent mortgage guarantee scheme

    UK government-backed programme to help buyers with deposits as low as 5%

    UK chancellor Rachel Reeves
  • Saturday, 31 May, 2025
    Return of 100% mortgage gathers pace as lenders target first-time buyers

    More no-deposit deals to come after launches this month, say industry figures

    A woman walks past an estate agent office
  • Thursday, 22 May, 2025
    Neal Hudson
    Why we don’t move house anymore

    High transaction costs mean we’re stuck with a housing market dependent on price growth to function

    Montage of a person taping up a cardboard box with a line chart in the background
  • Friday, 4 April, 2025
    Serious MoneyClaer Barrett
    Should young people raid their pensions to buy a property?

    Allowing Gen Z early access to retirement savings is not going to build more houses

    Illustration of a hand smashing a piggy bank with a hammer with a house
  • Monday, 24 March, 2025
    UK house prices
    House affordability in England and Wales returns to pre-pandemic levels

    Wage growth has outstripped property price rises, official figures show

    A ‘for sale’ sign outside a residential property
  • Tuesday, 18 March, 2025
    UK property
    First-time buyers move further out of London as property costs bite

    Similar trend found in other major UK cities including Birmingham and Manchester in the decade from 2013

    A young woman looking in an estate agent window in Kent
  • Tuesday, 11 March, 2025
    Share of UK lending to first-time buyers reaches record high

    Trend driven by rents rising faster than house prices as landlords leave the market

    People look at an estate agent office’s window in central London
  • Friday, 14 February, 2025
    Number of UK first-time buyers rose by 20% in 2024

    Halifax data points to impact of easing borrowing costs although affordability challenges remain

    A young woman looking at properties for sale in the window of an estate agents in Edinburgh
  • Thursday, 13 February, 2025
    Rosanna Dodds
    Everything I wish I’d known before buying my first flat

    Property market pitfalls are legion, only matched by a first-time buyer’s naivety and emotion. Forewarned is forearmed

    A set of three metallic keys, one gold and two silver, is attached to a keyring with a yellow smiley face keychain, placed against a light blue background
  • Wednesday, 30 October, 2024
    UK Autumn Budget 2024
    Rental homes supply will be hit by Budget stamp duty changes, say landlords

    Levy on second homes and buy-to-lets raised from 3 per cent to 5 per cent

  • Friday, 11 October, 2024
    Neal Hudson
    Low mortgage rates are no panacea for first-time buyers

    With the Bank of England’s lending criteria, they’re likely to achieve little

    Combination image of a line chart, cardboard boxes and signs reading ‘for sale’ and ‘sold’.
  • Thursday, 15 August, 2024
    UK property
    First-time buyers rely more heavily on Bank of Mum and Dad

    Higher mortgage rates made it more difficult to get on the property ladder

    Two people looking in the window of a estate agent
  • Friday, 7 June, 2024
    Mortgages
    Should you rent or buy a home?

    FT Money wants to hear from readers in a rent or buy dilemma

    A street of semi-detached houses in Lambeth, south London
  • Friday, 29 March, 2024
    UK property
    First-time buyers targeted with £5,000 deposit mortgage

    Scheme aims to get buyers lacking large deposits on the property ladder

    For sale signs outside houses in south London
  • Friday, 9 February, 2024
    UK property
    Have you taken out a long-term fixed rate mortgage?

    FT Money is seeking comments from readers who have taken out such a mortgage or rejected the idea

  • Tuesday, 26 December, 2023
    News in-depthProperty sector
    Number of first-time UK housebuyers heads for 10-year low

    Rise in mortgage rates and end of Help to Buy make people more reliant on so-called Bank of Mum and Dad

    A montage of a row of houses
  • Thursday, 9 November, 2023
    Serious MoneyClaer Barrett
    Five ways to fix the Isa regime

    Ahead of the Autumn Statement, here’s my wish list for reforming tax-free saving and investing

  • Thursday, 5 October, 2023
    Millennials and boomers are competing for homes. Guess who’s winning?

    Rising prices, high rates and demographics are reversing millennial gains

  • Friday, 15 September, 2023
    FT Money personal finance guides
    FT Money Guide: A tale of two housing markets

    Why are property prices falling in the UK and rising in the US?

  • Sunday, 2 July, 2023
    Mortgages
    UK’s mortgage relief measures risk a financial shortfall in later life

    Advisers warn of higher total interest payments and threat to retirement savings

  • Friday, 12 May, 2023
    Cost of living crisis
    UK mortgage borrowers face painful refinancing, warns think-tank

    Resolution Foundation says £12bn costs of rising rates have yet to hit most households

  • Thursday, 11 May, 2023
    Q&AProperty sector
    Return of the 100% mortgage brings a mixed response

    Skipton building society launches no-deposit deal for renters

    A young couple look at an estate agent’s window display
  • Monday, 10 April, 2023
    UK first-time buyers opt for smaller homes as higher mortgage rates bite

    Preference for one- and two-bedroom properties points to impact of rising borrowing costs

    A couple looking at adverts for properties in the window of an estate agent’s
  • Tuesday, 4 April, 2023
    Property sector
    More homes come on to the UK market as pressures ease

    Mortgage market stability boosts buyer confidence in spite of falling house prices

    Houses on Bristol harbourside
  • Friday, 27 January, 2023
    House & Home
    How London’s property market became an inheritocracy

    Without inherited wealth or a leg-up from the Bank of Mum and Dad, prospective first-time buyers are forced to abandon dreams of home ownership

    illustration of people climbing up a wall using a ladder
Previous page1Next page

Useful links

Support

View Site TipsHelp CentreContact UsAbout UsAccessibilitymyFT TourCareersSuppliers

Legal & Privacy

Terms & ConditionsPrivacy PolicyCookie PolicyManage CookiesCopyrightSlavery Statement & Policies

Services

Share News Tips SecurelyIndividual SubscriptionsProfessional SubscriptionsRepublishingExecutive Job SearchAdvertise with the FTFollow the FT on XFT ChannelsFT Schools

Tools

PortfolioFT AppFT Digital EditionFT EditAlerts HubBusiness School RankingsSubscription ManagerNews feedNewslettersCurrency Converter

Community & Events

FT Live EventsFT ForumsFT Leaders Academy

More from the FT Group

Markets data delayed by at least 15 minutes. © THE FINANCIAL TIMES LTD 2025. FT and ‘Financial Times’ are trademarks of The Financial Times Ltd.
The Financial Times and its journalism are subject to a self-regulation regime under the FT Editorial Code of Practice.
Edition:International
UK
Subscribe for full access

Top sections

  • Home
  • World
    • Middle East war
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • War in Ukraine
    • Americas
    • Middle East & North Africa
  • US
    • US Economy
    • US Companies
    • US Politics & Policy
  • Companies
    • Energy
    • Financials
    • Health
    • Industrials
    • Media
    • Professional Services
    • Retail & Consumer
    • Tech Sector
    • Telecoms
    • Transport
  • Tech
    • Artificial intelligence
    • Semiconductors
    • Cyber Security
    • Social Media
  • Markets
    • Alphaville
    • Markets Data
    • Crypto
    • Capital Markets
    • Commodities
    • Currencies
    • Equities
    • Monetary Policy Radar
    • Wealth Management
    • Moral Money
    • ETF Hub
    • Fund Management
    • Trading
  • Climate
  • Opinion
    • Columnists
    • The FT View
    • The Big Read
    • Lex
    • Obituaries
    • Letters
  • Lex
  • Work & Careers
    • Business School Rankings
    • Business Education
    • Europe's Start-Up Hubs
    • Entrepreneurship
    • Recruitment
    • Business Books
    • Business Travel
    • Working It
  • Life & Arts
    • Arts
    • Books
    • Food & Drink
    • FT Magazine
    • House & Home
    • Style
    • Puzzles
    • Travel
    • FT Globetrotter
  • Personal Finance
    • Property & Mortgages
    • Investments
    • Pensions
    • Tax
    • Banking & Savings
    • Advice & Comment
  • HTSI
  • Special Reports

FT recommends

  • Alphaville
  • FT Edit
  • Lunch with the FT
  • FT Globetrotter
  • #techAsia
  • Moral Money
  • Visual and data journalism
  • Newsletters
  • Video
  • Podcasts
  • News feed
  • FT Schools
  • FT Live Events
  • FT Forums
  • FT Leaders Academy
  • myFT
  • Portfolio
  • FT Digital Edition
  • Crossword
  • Our Apps
  • Help Centre
  • Subscribe
  • Sign In