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Mortgages

  • Tuesday, 11 March, 2025
    First-time buyers
    Share of UK lending to first-time buyers reaches record high

    Trend driven by rents rising faster than house prices as landlords leave the market

    People look at an estate agent office’s window in central London
  • Tuesday, 11 March, 2025
    Your QuestionsLucy Warwick-Ching
    Will new bill make it harder to evict our lodger?

    We’re worried that the renters’ rights bill will affect lodger licences as well as tenancies

  • Friday, 7 March, 2025
    UK financial regulation
    FCA to ease rules restricting mortgage lending

    UK regulator wants to loosen requirements for banks to test whether borrowers can cope with higher interest rates

    An employee places a property for sale in the window of an estate agent in London
  • Friday, 7 March, 2025
    UK house prices
    UK house prices dip in February with end to stamp duty holiday, Halifax says

    Mortgage lender says short supply and strong demand will push prices higher this year

    An estate agent arranges a window display
  • Friday, 28 February, 2025
    UK house prices
    UK house prices rise more than expected in February

    Average cost of £270,493 is 3.9% higher year on year as buyers try to get ahead of stamp duty changes in April

    Rows of brick houses with slate roofs in Guildford, UK
  • Friday, 21 February, 2025
    Personal Finance
    Bonus season: how does yours measure up?

    Our annual survey of FT readers shows bonus payouts are on the rise, but so too are tax concerns and school fees

    Illustration of a stork bird delivering a bag of money
  • Sunday, 16 February, 2025
    UK housing market debt falls as older generations pay off mortgages

    Fewer first time buyers have been able to get on housing ladder, Savills data shows

    The rooftops of residential properties in Guildford
  • Friday, 14 February, 2025
    First-time buyers
    Number of UK first-time buyers rose by 20% in 2024

    Halifax data points to impact of easing borrowing costs although affordability challenges remain

    A young woman looking at properties for sale in the window of an estate agents in Edinburgh
  • Thursday, 13 February, 2025
    Rosanna Dodds
    Everything I wish I’d known before buying my first flat

    Property market pitfalls are legion, only matched by a first-time buyer’s naivety and emotion. Forewarned is forearmed

    A set of three metallic keys, one gold and two silver, is attached to a keyring with a yellow smiley face keychain, placed against a light blue background
  • Sunday, 9 February, 2025
    LexProperty sector
    UK property yields little cheer for landlords Premium content

    Latest-quarter data shows the first dip in rental prices outside London since the pre-pandemic era

    People walk past an estate agent in London
  • Friday, 31 January, 2025
    UK house prices
    UK house prices rise less than expected in January

    Mortgage lender Nationwide says affordability ‘remains stretched’

    A couple looking at properties in an estate agent’s window
  • Wednesday, 29 January, 2025
    Bank of England warns of risks in relaxing mortgage limits

    Andrew Bailey welcomes ‘open public debate’, but cautions that easing rules could lead to more repossessions

    Andrew Bailey speaking at the Treasury Committee on Wednesday
  • Friday, 24 January, 2025
    UK property
    How to buy leasehold and avoid ‘fleecehold’

    Buyers urged to beware of an ownership sector that remains wide open to abuse

    Apartment blocks in West Yorkshire
  • Monday, 20 January, 2025
    Rachel Reeves
    Reeves backs plans for looser limits on mortgage lending

    UK chancellor favours proposals by financial regulator for banks to take more risks to boost home ownership

    People look at residential properties displayed for sale in an estate agent’s window
  • Friday, 17 January, 2025
    UK banks
    UK watchdog warns watering down regulation will cause more failures

    FCA chief commits to ‘deep reforms’ on mortgage rules and anti-money laundering checks to help boost economic growth

    A ‘for sale’ sign in Whitby, northern England
  • Friday, 10 January, 2025
    Personal Finance
    What does the gilt sell-off mean for your money?

    Mortgages, pensions and investments likely to feel the effects of rising bond yields

    The facade of the Bank of England
  • Friday, 10 January, 2025
    UK economy
    UK debt market sell-off threatens mortgage pain for households

    Some 700,000 borrowers face jump in repayments when fixed-rate deals end this year

    Terraced houses in the Cliftonwood district of Bristol, England
  • Thursday, 9 January, 2025
    Your QuestionsLucy Warwick-Ching
    Should I sign a cohabitation agreement?

    My parents are helping my partner and I to buy a property

    Photo of a happy young couple moving into their new home together
  • Tuesday, 7 January, 2025
    UK house prices
    UK house prices dipped in December, says Halifax

    Decline is first for nine months although prices still 3.3% above last year

    ‘For sale’ signs outside houses in London, England
  • Friday, 3 January, 2025
    UK property
    UK mortgage approvals fall in November

    Unexpected decline interrupts recovery in housing market activity

    A woman looking at houses for sale in the window of an estate agents
  • Thursday, 2 January, 2025
    Personal Finance
    Ten things to tick off your financial to-do list in 2025

    From money-saving work perks to investments and tax planning, resolve to get your finances in shape this new year

    Illustration of a piggy bank and a pencil on an open spiral notebook with a checklist drawn on the page, set on a plain blue background
  • Friday, 27 December, 2024
    Personal Finance
    What’s the biggest financial mistake you’ve ever made?

    FT writers and readers confess their money blunders, bad investments and inane purchases

  • Tuesday, 24 December, 2024
    Your QuestionsLucy Warwick-Ching
    What are my mortgage options while I work abroad?

    I plan to keep a property in the UK

  • Monday, 23 December, 2024
    UK property
    Agreed UK property sales jump ahead of stamp duty increase

    Zoopla data shows rise ahead of change to levy regime in April

    Homes in West London near White City
  • Wednesday, 18 December, 2024
    UK house prices
    London rents rise at record 11.6%

    Landlords in the capital have been passing on higher costs to tenants amid a shortage of properties

    Homes available for rent in London
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