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Personal pensions

  • Wednesday, 9 July, 2025
    Jonathan Guthrie
    Take control of your pension ‘glide path’ to avoid a savings crash

    As Rachel Reeves is expected to make pension funds channel more money into UK private assets, it is wise to check default schemes to ensure they are suitable for your needs

  • Wednesday, 2 July, 2025
    Wealth management
    Savers should be able to tap private assets through Isas, says IA chief

    Putting semi-liquid funds into tax-free wrappers could have ‘profound’ effect on retirement incomes

    Chris Cummings
  • Wednesday, 2 July, 2025
    Wealth management
    IHT changes create ‘serious challenges’ for thousands of retirement savers

    Labour’s decision to bring pensions into scope of inheritance tax creates issues for Sipps holding commercial property

    Montage of a shop front building, a woman thinking and twenty pound banknotes
  • Tuesday, 1 July, 2025
    Abolish ‘triple lock’ on UK pensions to prevent financial cliff-edge, says IFS

    Millions of private sector workers will see sharp drop in living standards under current system, study finds

    Commuters walk over London Bridge
  • Saturday, 28 June, 2025
    Pensions
    Unrealistic pension expectations among young ‘very concerning’

    Four in 10 aged under 40 believe state retirement benefit will be as good or better than today, says survey

    Commuters in the City of London
  • Saturday, 14 June, 2025
    Serious MoneyClaer Barrett
    Planning your retirement? ChatGPT can help with that

    Generative AI is giving financial advisers a run for their money

    Illustration of a woman typing on a laptop with the OpenAI logo with coins and question marks swirling around
  • Saturday, 14 June, 2025
    Moira O'Neill
    Why you should worry more about inflation in retirement

    Advisers recommend a mixture of guaranteed income alongside a flexible portfolio of drawdown assets

    Illustration of a woman on the beach looking at a wave spiking like a line chart that is blocking the sunset
  • Wednesday, 11 June, 2025
    UK consumers urged to ‘get to grips’ with their pensions

    Many people fail to save enough to fund retirement, warn industry figures

    Commuters crossing crowded London Bridge
  • Saturday, 7 June, 2025
    Ageing Populations
    Living longer — the ‘fundamental financial challenge’

    ‘Wake-up call’ from survey shows retirees misunderstand their likely lifespan

    Women hiking in Scotland
  • Wednesday, 4 June, 2025
    Pensions industry
    UK to unveil pension reform aimed at boosting retirement savings

    Parliamentary bill presented on Thursday set to include a ‘reserve’ power that could force schemes to invest more in Britain

    Commuters walk across London Bridge
  • Saturday, 24 May, 2025
    UK welfare reform
    UK considers taxing pensioners to claw back winter fuel payment

    Plans are being looked at following Starmer’s policy U-turn this week, say officials

  • Saturday, 24 May, 2025
    How to cash out a pension (and not get a massive tax bill)

    With inheritance rules changing, people need to stagger drawdowns to minimise tax hit

  • Saturday, 24 May, 2025
    Personal Finance
    Gen X hit by ‘perfect storm’ of financial worries

    Only 28% of forgotten generation on track to meet pension goals

  • Saturday, 17 May, 2025
    Financial Advice
    Is it time for a ‘mid-retirement MOT’?

    Giving your finances a check-up can be vital for those who embarked on retirement on an unsustainable financial footing

    Senior couple using laptop
  • Friday, 9 May, 2025
    Personal Finance
    Free reader event: Building a financial plan

    Quiz financial planning experts about pensions, Isas and IHT changes at our interactive webinar

    Claer Barrett
  • Friday, 2 May, 2025
    Serious MoneyClaer Barrett
    How can we choose the best pathway through retirement?

    Plans to introduce ‘default’ pathways sound risky, but the risk of doing nothing is even greater

    Illustration of a person stood on a compass with two paths ahead towards the sunset
  • Friday, 18 April, 2025
    Serious MoneyClaer Barrett
    How I’m staying calm when markets are uncertain

    Are you buying the dip, battening down the hatches or carrying on as normal?

    Illustration of a small sailboat approaching a big wave made of arrows
  • Saturday, 12 April, 2025
    Personal Finance
    How to plan for retirement when markets are in turmoil

    Trump’s chaotic trade policy has caused many to question their pension strategy — FT Money went looking for answers

    Illustration of a woman walking her dog in stormy weather
  • Friday, 4 April, 2025
    Serious MoneyClaer Barrett
    Should young people raid their pensions to buy a property?

    Allowing Gen Z early access to retirement savings is not going to build more houses

    Illustration of a hand smashing a piggy bank with a hammer with a house
  • Saturday, 15 March, 2025
    Annuities
    Joint-life annuity rates at 17-year high

    Income offered on retirement products highest since global financial crisis

    An older couple walking on a hillside
  • Thursday, 6 March, 2025
    Isa Guide 2025
    Are Lisas fit for purpose for homebuyers?

    MPs review the effectiveness of the much-criticised savings scheme

    A couple look in the window of an estate agent
  • Wednesday, 12 February, 2025
    Annuities
    Annuity sales soar to 10-year high

    Higher rates and economic fears persuade retirees to opt for guaranteed incomes

    A retired couple look out to sea at Plymouth, UK
  • Saturday, 1 February, 2025
    Retirees can struggle to shift the ‘saver mindset’

    Spend or save is a tricky balancing act as we age

    Montage of an older woman in thought and a jar of coins being tipped out
  • Saturday, 1 February, 2025
    Pensions industry
    UK pensions tax changes to bring in ‘more than £40bn’ before 2045

    Longer-term estimates predict the measures could bring in £3bn a year by 2043

    A man walks past the entrance to the UK Treasury in Whitehall
  • Friday, 24 January, 2025
    Serious MoneyClaer Barrett
    If your partner died first, could you manage money solo?

    Looming tax changes stress the importance of financial planning

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