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Banking & Savings

  • Saturday, 5 July, 2025
    Serious MoneyClaer Barrett
    A better way to solve the cash Isa problem? Close the advice gap

    Regulatory changes stand a greater chance of creating a nation of investors

    Illustration of a woman standing and thinking on a bar in an upward trending bar chart, with a speech bubble filling an empty gap between two bars
  • Friday, 4 July, 2025
    Latest savings rates

    Up-to-date deals from banks and building societies

  • Friday, 4 July, 2025
    Latest Isa rates

    Up-to-date tax-efficient savings deals

  • Friday, 4 July, 2025
    Latest National Savings & Investments rates

    Current rates from the state-owned savings bank

  • Sunday, 29 June, 2025
    Lifetime Isas
    Lifetime Isa raises risk of making poor financial decisions, say MPs

    Treasury committee questions whether tax-free savings product is subsidising wealthier first-home buyers

    Sterling bank notes
  • Friday, 20 June, 2025
    Credit cards
    UK credit card borrowing costs at a 19-year high

    Rise comes despite cut in base rates by Bank of England

    A pile of assorted credit cards
  • Saturday, 14 June, 2025
    Isas
    Sweeping Isa reforms threaten investor boycott, says new research

    Majority of UK retail investors reject changes to existing rules, according to YouGov survey

    The logo of London Stock Exchange Group
  • Thursday, 5 June, 2025
    Financial services
    UK savers penalised for failing to shop around

    More than 80% unaware of pension fees while across all forms of investment only 7% check costs before opening an account

    Pile of UK pound coins
  • Friday, 23 May, 2025
    Isas
    AJ Bell chief hits out at plans to cut cash Isa allowance

    Summersgill says it would be ‘negative’ for savers and ‘ineffective’ in channelling money into investments

    Workers at Canary Wharf
  • Wednesday, 21 May, 2025
    FT Financial Literacy and Inclusion Campaign
    Meet the 30-year-old accountant teaching seven-year-olds about money

    Abigail Foster says we must start young to ensure the next generation is financially savvy

    Abigail Foster
  • Friday, 16 May, 2025
    Isas
    UK ministers consider cutting tax-free cash Isa allowance

    City groups think such a move will attract money into equity funds and domestic shares

    A montage of Big Ben in the foreground and a £5 note in the background
  • Thursday, 15 May, 2025
    Serious MoneyClaer Barrett
    Don’t make Isas a great British failure 

    Mandating UK equities in tax-free accounts would destroy any culture of investing we already have

    Illustration of a Union Jack umbrella with rips and tears on a grid background
  • Friday, 28 March, 2025
    Claer Barrett
    Rachel Reeves’ Isa reforms must be designed with Gen Z in mind

    The chancellor’s plan to revolutionise retail investment needs young investors

    Parents with a  young baby pore over papers next to an open laptop on a table
  • Wednesday, 19 March, 2025
    Isas
    Tax relief for cash Isa savers rose to £2.1bn last year 

    Cost to the UK Treasury rises 30-fold in two years due to rising interest rates and frozen thresholds

    A man walks past the entrance to HM Treasury in London
  • Thursday, 13 March, 2025
    Inside Politics
    The argument would-be reformers haven’t yet made on cash Isas

    Individuals might be making the wrong savings choices for their goals

    A headshot of Rachel Reeves
  • Wednesday, 12 March, 2025
    Isas
    Reeves delays plan to reform cash Isas until after Spring Statement

    City executives have urged chancellor to lower cap on tax-free savings

    Rachel Reeves
  • Saturday, 8 March, 2025
    David Firn
    Want to boost UK’s investment culture? Exempt stocks-and-shares Isas from IHT

    I doubt the government will go for my idea, but it could increase investment in UK plc — and make people richer

    View of the City of London
  • Friday, 7 March, 2025
    Isas
    Isa Guide 2025

    With the chancellor being urged to shake up the tax-free scheme, we review the options as this year’s tax deadline draws near

  • Friday, 7 March, 2025
    Isa Guide 2025
    Where are the best Isa deals on the market?

    Investment platforms note huge inflows as doubts continue over future of cash accounts

    UK sterling banknotes and coins
  • Friday, 7 March, 2025
    Isa Guide 2025
    Maxed-out Junior Isas up nearly 50% in a year

    Latest figures show strong rebound in numbers filling up the £9,000 annual limit

    A small girl playing with toy money
  • Friday, 7 March, 2025
    Serious MoneyClaer Barrett
    The ‘Reeves effect’ turbo charges Isa season

    Palpable fear of future restrictions shows the chancellor should meddle with Isas at her peril

    Illustration of Rachel Reeves with flying cash and bar charts
  • Thursday, 6 March, 2025
    Isa Guide 2025
    Lord Lee: ‘cut cash Isa allowance in half’

    UK’s first ‘Isa millionaire’ urges curbs on popular saving products to support domestic stocks

    Lord Lee stands in front of a City of London backdrop
  • Thursday, 6 March, 2025
    Isa Guide 2025
    Are Lisas fit for purpose for homebuyers?

    MPs review the effectiveness of the much-criticised savings scheme

    A couple look in the window of an estate agent
  • Tuesday, 4 March, 2025
    Isa Guide 2025
    How does the UK’s Isa system compare with other countries?

    As Rachel Reeves is lobbied by investment companies over the future of the cash Isa, how generous is the UK savings scheme?

    Rachel Reeves
  • Wednesday, 19 February, 2025
    Isas
    Record number of cash Isa products on offer

    Providers respond to demand from customers for tax-efficient savings accounts

    Crowd of commuters on London Bridge
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